Terms of Service

By accessing or using AI Tax Accountant's platform, services, or website (collectively, "Services"), you agree to be bound by these Terms of Service and all applicable laws and regulations.

If you do not agree with any part of these terms, you may not use our Services. Your continued use constitutes acceptance of any modifications to these terms.

AI Tax Accountant provides:

• • AI-powered bookkeeping and transaction classification
• • Tax strategy analysis and optimization recommendations
• • Financial reporting and compliance documentation
• • Premium consulting services for high net worth individuals

Important Limitations:

• • We do NOT prepare or file tax returns (you must work with a licensed CPA/EA)
• • Our AI analysis is advisory and does not constitute legal or tax advice
• • Final tax decisions remain your responsibility or that of your tax professional
• • We are not a registered accounting firm in all jurisdictions

You agree to:

• • Provide accurate and complete financial information
• • Maintain the confidentiality of your account credentials
• • Notify us immediately of any unauthorized access
• • Use the Services only for lawful purposes
• • Not attempt to reverse-engineer our AI algorithms
• • Not share your account with unauthorized users
• • Comply with all applicable tax laws and regulations

Subscription Plans (Division 1 - SMB):

• • Billed monthly or annually based on selected plan
• • Automatic renewal unless cancelled
• • Pricing subject to change with 30 days notice
• • No refunds for partial months (except money-back guarantee period)

30-Day Money-Back Guarantee:

• • Applies to first-time subscribers only
• • Request refund within 30 days of initial payment
• • Full refund, no questions asked
• • Does not apply to premium one-time services after delivery

You may cancel:

• • Monthly plans: Anytime with no penalty (access until end of billing period)
• • Annual plans: Subject to money-back guarantee if within 30 days
• • Premium services: Per individual engagement agreement

We may terminate your account if:

• • Payment fails after reasonable retry attempts
• • You violate these Terms of Service
• • You engage in fraudulent activity
• • You misuse the platform or attempt to harm our systems

Upon termination, you will lose access to the platform and all associated data. We recommend exporting your data before cancellation.

All content, features, and functionality of the Services, including but not limited to AI algorithms, software, text, graphics, logos, and trademarks, are owned by AI Tax Accountant or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You retain ownership of your financial data. By using our Services, you grant us a limited license to process your data to provide the Services and improve our AI models (in anonymized, aggregated form).

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• • AI Tax Accountant is not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services
• • Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim
• • We are not responsible for tax penalties, interest, or audits resulting from your tax decisions
• • We do not guarantee specific tax savings or financial outcomes
• • We are not liable for third-party service failures (payment processors, data storage, etc.)

Some jurisdictions do not allow limitation of liability for certain damages, so these limitations may not apply to you.

Governing Law:

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. You consent to the exclusive jurisdiction of state and federal courts located in Delaware for any legal proceedings.

Dispute Resolution:

Any disputes arising from these Terms or your use of the Services shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. Arbitration shall take place in Wilmington, Delaware. Either party may seek injunctive relief in court for intellectual property disputes. Small claims court matters (under $10,000) may be pursued in lieu of arbitration.

Modifications:

We reserve the right to modify these Terms at any time. Material changes will be communicated via email or platform notification at least 30 days in advance. Your continued use after changes constitutes acceptance.

Severability:

If any provision is found unenforceable, the remaining provisions will continue in full effect.

Entire Agreement:

These Terms, together with our Privacy Policy, constitute the entire agreement between you and AI Tax Accountant regarding the Services.

Class Action Waiver:

You agree to resolve disputes with us only on an individual basis and waive any right to participate in class action lawsuits or class-wide arbitration.